What Is Guaranteed Universal Life Insurance

May 14, 2018

What Is Guaranteed Universal Life Insurance

There are different types of life insurance. Even though many people would prefer to buy a whole life insurance cover they find it too expensive, while term life insurance might sound like the perfect solution, most people are concerned that they would outlive the policy and be left without coverage later in life. This is […]

What Is Fire Insurance?

May 12, 2018

What Is Fire Insurance?

According to the National Fire Protection Agency, Americans report a fire in their homes once every five years. This number includes all types of accidental fires regardless of how small. Most fires are put out quickly hence reducing the amount of damage done, however this is not always the case. Some fires get out of […]

What is Contractor Insurance?

May 09, 2018

What is Contractor Insurance?

When you work as a contractor you stand to gain a lot from all the freedom you will have, that is, you will have an opportunity to set your own rules as well as schedule. One of the things you need to give serious thought too when you start working as a contractor are the […]

Variable Life Insurance 101

May 06, 2018

Variable Life Insurance 101

Also known as variable appreciable life insurance, variable life insurance will not only provide you with lifelong coverage but a cash value account as well. With variable life insurance policies you are guaranteed that you have higher upside potential relative to other permanent life insurance policies. You need to be aware though that a variable […]

Understanding Equity Indexed Life Insurance

May 03, 2018

Understanding Equity Indexed Life Insurance

Trying to decide whether you should buy life insurance can be a very confusing experience for many people. This is not least because there are so many insurance covers to choose from; universal life, whole life, term life, the list is endless. Each type of life insurance has its pros and cons. Equity Indexed Universal […]

Types of Property Insurance

April 30, 2018

Types of Property Insurance

Commercial property insurance offers protection against financial losses that come about as a result of damage or loss to physical assets. Property insurance is made up of different types of insurance policies. This article will highlight some of the different types of property insurance that exist. Direct Damage Property Insurance This type of insurance cover […]

Types of Marine Insurance

April 28, 2018

Types of Marine Insurance

Marine insurance is broad and encompassing which explains why there are so many different types of marine insurance covers. Why Is Marine Insurance Necessary? Insurance policies are designed to mitigate unforeseen yet unfortunate incidents such as damage to property; in this case ships, loss of life or damage to the environment. With ships, this incidents […]

The Basics of Simplified Issue Life Insurance

April 26, 2018

The Basics of Simplified Issue Life Insurance

There are different types of insurance including term life insurance, whole life insurance and many more. So, what is the difference between simplified issue life insurance and how does it differ from other life insurance policies? Simplified issue term life insurance allows you to benefit from a life insurance cover without having to undergo a […]

How Life Insurance Rates Are Determined

April 24, 2018

How Life Insurance Rates Are Determined

One of the factors that determine your insurance rates, at least in part, is your risk class. The risk class is defined by your insurance’s own guidelines. The other factors that play a key role in determining your insurance rates are the length of the insurance cover as well as the policy amount. Lower premiums […]

Getting Cheap Car Insurance

April 22, 2018

Getting Cheap Car Insurance

You might not know this but not all car insurance policies are the same. If are looking for the cheapest car insurance in the market, you will have no other choice but to choose the lowest amount of coverage that is stipulated by the law. This very minimum coverage usually has liability insurance included at […]