Finding and Buying Cheap Car Insurance Online
When you shop for car insurance online, you are more likely to make savings compared to finding insurance quotes using traditional methods. Also, searching for insurance quotes online is easy as well as convenient.
Sometimes though, when bombarded with numerous offers from various insurance companies, it might be hard for you to decide which insurance company to go with. That is why Compare A Quote is perfect for you.
We help match you with insurance companies that best suits your needs.
Finding Insurance Quotes Online
Before you consider buying car insurance online, we recommend that you evaluate your existing policy, that is, if you have one. This will help you identify, aspects of your existing car insurance policy that you would like to carry over with you to the next insurance company.
You can easily find a list of features offered to you by taking a look at the declaration page.
On the other hand, if this is your first time getting car insurance you will need to find out what your State’s minimum requirements are.
Once you have settled on the type of insurance policy you want, it is time to start searching for quotes that are within your budget online.
Most insurance companies will ask you for some information before giving you a quote. You should be prepared to offer up the following information:
- Driver’s License
- Driver’s occupation
- Date you would like the coverage to start
- Expiration date for existing coverage
- Previous insurer
- Social Security Number
- Vehicle’s anti-theft features
- Vehicle’s year, make and model
If you choose to purchase your car insurance online instead of using an agent, here are some of the pros and cons you should be aware of:
Purchasing Car Insurance via a captive agent
Captive agents are agents that only sell products from one insurance company. The good thing about this is that they are exceptionally knowledgeable about the products offered by the insurance companies they represent. Unfortunately, it is hard to know if you are getting competitive rates if you are dealing with a captive agent.
Purchasing Car Insurance via Independent Agent
Another name for independent agents is insurance broker. If you are looking for multiple competitive quotes, then an independent agent is your best bet. Also, since these agents work from physical locations, you can be sure that you will receive personalized support.
Purchasing Car Insurance Online
Purchasing insurance online is convenient and cheap since you are able to consider multiple quotes from various insurance companies from the comfort of your home.
This option is best suited for people who already know what they want, that is, they have sufficient experience buying car insurance thus need minimal assistance navigating.