Personal insurance is defined as insurance of human life values against the risks of death, injury, illness or against expenses incidental to the latter. Put another way, it is insurance purchased for personal or family protection purposes as contrasted with insurance of business property or interests. Personal lines insurance, as it is referred to in the industry, generally refers to automobile, homeowner’s and renter’s insurance. The independent brokers at Compare A Quote services do not represent any one company, but have access to hundreds of personal insurance companies. We can furnish you with multiple quotes from which to choose. For the right plan for you, let us do all the hard work of compiling the information you need to make the choice that is right for you.
Every person is required to carry automobile insurance in order to drive a car, truck, motorcycle, RV, or any other type of vehicle on public streets, highways, freeways, expressways, or roadways of any kind. Most states have minimum requirements for liability insurance, the insurance you need to carry in the event that you cause personal or property damage to someone else, but these minimums are rarely adequate to protect your asset completely. Some states have no minimum requirements, but you are still held liable for costs associated with any personal or property damage to someone else caused by your vehicle. In addition to liability insurance, it is advisable to protect your asset with collision insurance that pays for the repair or replacement of your vehicle if it is involved in an accident, and comprehensive insurance, that covers you for theft, vandalism, damage from natural disasters like a tree falling on your vehicle, or damage from wind or hail. Compare A Quote services will help you find the right automobile policy for you no matter what kind of vehicle you drive.